I was writing a response to Mr. Sensitive’s recent comment that only a guy’s true friends would try to talk him out of getting married. But it occurred to me that my response was pretty substantive, and substantial, therefore it merits its own post. Here it is:
Even if the guy has true friends who advise him not to get married, he will almost never listen to them. He will think, against all the odds, that misery will never befall HIS marriage, or HE won’t get divorced, lose most of what he has saved, and face huge bills from the divorce.
Very few guys can objectively evaluate the prospects of their upcoming marriage. Those few who can do so will have their fiancees sign prenuptial agreements that keep them from being impoverished by divorce. But by and large in the runup to the marriage things are good with the happy couple.
Some guys with money are wise enough to insist on the prenup (and tough enough to brave the negative reaction of their fiancees). But a guy who is younger and hasn’t accumulated much money seldom has the foresight to get a prenup.
And prenups aren’t lifesavers only to guys with a lot of money. Just the opposite. A guy with 5 million dollars in assets can get along ok when the divorce court strips him of 2.7 million and orders him to pay his ex-wife $5,000/month in alimony. But a guy who has assets of only $10,000 cannot afford to get raped by the divorce court. He stands to lose all of his assets and then some. In addition to child support, he may well also be forced to make alimony and lump sum payments to his ex-wife,payments to her creditors for bills she owed, as well as payments to her divorce lawyer, the court-ordered mediator, etc.
A prenup for this guy can mean the difference between living in a modest house and driving a decent used car or struggling to make ends meet living in a small apartment, driving an old beater car, and living off cheap food from Walmart.